If your house has incurred roof damage, it is important to promptly contact a public adjuster. At Molina & Rangel Associates, we will help you understand the insurance claims process from start to finish. Your insurance company may or may not provide coverage for the damage sustained to your roof. Usually, roof coverage is represented as wind/ hail coverage, since damage on your roof will most likely come from either of these two, or both. Roof damage and leaks, regardless of their cause, will lead to damage that is more serious on your property if they are not addressed immediately. Your insurance company may provide different coverage options for roof damage coverage. The most common type of coverage is Replacement Cost Coverage, Actual Cash Value (ACV) coverage, or no coverage at all. It is very important to verify each type of policy coverage before making a purchase.
As a homeowner or business owner, it is important to understand how roof damage can affect your property. Windstorms, hail, fire, explosions, sinkholes, and collapse can damage your roof and lead to more severe harm to the interior of your property, as well as any other belongings inside. Heavy damage to your roof can lead to complete loss of the interior of your property and the contents inside. Fixing damage in your home or business immediately is critical to minimizing catastrophe and cost. Contact Molina & Rangel Associates to get started today.