Proper hygiene is not only important for people, but also their properties. Serious health problems arise when you let your property’s hygiene degrade. A big contributor to improper hygiene in homes is often mold damage. If mold has begun growing in your home, it is important to address this problem immediately.
Because so many people have been affected by mold damage in their homes, many insurance companies have removed overages relating to mold in homes, leaving owners vulnerable and responsible for covering the damages themselves. However, mold damage claims can be fulfilled when you hire public adjusters at Molina & Rangel Associates. We can start a claim that will help you avoid big expenses, which you may be unable to afford. Our experience and skills in handling insurance claims provide you with some relief during this stressful time.
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How to Know If Your Property Is Possibly a Mold Victim
Any type of construction is at risk of being infected with mold. Fixing mold damage can be very expensive, but proper consultation from Molina & Rangel public adjusters can help you during the insurance claims process to get sufficient funding for repairs. Our expertise and experience ensure that you will be provided with the very best assistance.
The origin of mold in your home is humidity, which can come from different sources: broken pipes, water leaks, flood, or natural mildew in some areas. Regular maintenance can prevent mold from growing on your property or home, but sometimes it is not possible to avoid mold growth.
Do you remember the last time you made a point of checking your water pipes at home? Have you ever repaired your roof from a water leak? Has your washing machine ever overflowed? If you don’t remember checking the pipes in your home and have had a roof leak or leaking appliances, you may have mold in your home. Unfortunately, while we’d like to believe that just because we can’t see it that it doesn’t exist — this is not the case. Even if you can’t see mold in your home, it doesn’t mean it’s not present.
Water spread along your property by broken water pipes or water leaks wets surfaces like walls, furniture, carpets and more. When those areas get wet, be sure to hire a professional to dry them and conduct a proper dehumidification procedure and mold prevention treatment — this will help mold from growing again.
While it is true that mold is part of the natural environment, there are some types of harmful mold, while others are harmless. Harmless mold is generally found in many places, including in homes, but is unseen most of the time. If you have harmless mold in your home, there is no need to worry about health hazards. However, harmful mold is another story. Harmful mold expresses itself in different colors and is extremely dangerous for your health. Harmful mold is mold that grows rapidly after water damage, flooding, or any event related to water invasion. It is important to be aware of the different types of molds and look for harmful mold within your home to avoid health hazards.
Mildew in homes and properties is another factor that contributes to mold growth. Consequently, as with water pipes, roof leaks and other types of water damage, regular check-ups may prevent mold growth. Professionals using specialized equipment can measure humidity levels in home or office, adjusting it to normal levels to prohibit mold growth. Equipment such as dehumidifiers can be helpful in these situations, especially in areas such as South Florida.
The Center for Disease Control and Prevention has stated that weather conditions in Florida make mold grow in immeasurable proportions. According to the studies conducted, it has been confirmed that warm, humid, and damp conditions nurture mold growth. South Florida has all three of these conditions and consequently, this area is particularly prone to mold growth in homes and on properties.
The Importance of Mold Remediation
In case of mold damage, it is important to start the insurance claims process immediately to begin remediation. Mold is not only dangerous to your health — it is unsightly and smells horrid. With proper assistance from Molina & Rangel Associates, you can begin a home insurance claim and start the process of having the mold removed from your home.
Mold is a kind of fungus that grows on walls, ceilings and furniture. When mold begins growing on these surfaces, it is typically in its natural, harmless state. However, when the condition of the mold is altered by events such as water damage, it can become harmful and damaging to your health and home. Mold can be black, white, orange, green, or purple. It is made of very little spores that fly through the air; they are harmless in small quantities, but if the quantity increases, they become harmful.
Because they travel through the air, they can be inhaled by anyone or land on areas where they will proliferate. For people who are sensitive to mold, inhaling these spores can cause allergies or cold symptoms, including eye irritation, coughing, wheezing, and more. Those who suffer from asthma or respiratory disorders should take extreme caution, as mold can have more serious effects.
Mold is not only harmful for your own health, but also the health of your home. Walls and ceilings become stained and furniture and carpets can be infected, which can be difficult to remove. Due to the possible damage, it is important to act on a mold infestation promptly. Remediation companies play an important role in sanitizing all surfaces and ensuring the home is safe for you.
Mold remediation can help restore the healthy environment of your home, but what about when it comes time to pay?. Hiring a professional public adjuster agency, such as our experts and Molina & Rangel Associates, can provide you with a well-executed insurance claims process. Contact Molina & Rangel Associates today for a free claims analysis or inspection if your home has recently fallen victim to mold damage!
The Assistance of Molina Rangel in Mold Damage
As mentioned above, the majority of insurance companies do not cover mold damages explicitly. Other companies offer policies with buy-back endorsements for mold claims, but this will require you to spend more money on your insurance policy. In any case, it is really important that you read your policy carefully and be prepared to know what will be covered in the event of mold damage.
At Molina & Rangel Associates, our expert public adjusters will sit down and talk to you about your options in case of mold damage. At our first meeting, we will gather your knowledge about the damages and possible causes of the damage. We will read through the policy completely to find possibilities for a positive claim. Then, we will agree about Molina & Rangel’s strategy for your particular case and sign the contract. From the moment you contact us, we will be there to assist you in getting the compensation you deserve for your mold damage claims.
We will visit your property to conduct a full inspection of the damages and collect any other valuable data. If necessary, other companions specialized in areas such as construction and toxicology might be visiting you to complement the files for your claim. Once we have written the entire claim, we will present it to your insurance company and immediately follow up on the claim. Our experts will be responsible for checking in with your insurance company, so you don’t have to stress about contacting them. After we have received the final settlement, we will require your approval before proceeding with the final steps.