Fire damage is one of the most complex and traumatic calamities faced in a household. Most of this complexity stems from the insurance claim process. When dealing with fire damage, it is common for insurance companies to look for any details that will allow them to deny the claim entirely or be able to significantly under pay. When you face an event such as a house fire that puts your life investment, your family, and even your pets at risk, the best course of action might be hard to discern within all the chaos and worry. Insurers may take advantage of this unsettled state and look for details to justify an underpaid settlement for the homeowner. If this is the case for you, hire Molina & Rangel to help you navigate the confusing terms of a fire damage claim and determine the best course of action.
Moreover, some of the damages from fire might go unnoticed initially. Fire and ash contamination are a large health threat to you and your family, but they are often overlooked by insurance companies. In case of a fire in your home, the most important actions to take are getting you and your family to safety, calling emergency services, and documenting all inflicted damages once the fire department says it is safe to return to the property. It can be very valuable to have certain measures in place beforehand in case of a fire. Molina & Rangel Associates highly recommends you: